Spinit Deposit & Withdrawal Methods

Payment Methods Overview

Spinit supports a solid range of payment options for Australian players. Whether you prefer tapping your Visa card, using an e-wallet, or going the crypto route, there's something here that'll work for you. Below is a breakdown of what's available, along with typical processing times and deposit/withdrawal thresholds.

Keep in mind that exact limits can shift depending on your account status and any active promotions. Always check the cashier section for the most current figures before you transact.

Method	Min Deposit	Max Deposit	Min Withdrawal	Processing Time
Visa	A$20	A$5,000	A$20	3–5 business days
Mastercard	A$20	A$5,000	A$20	3–5 business days
Skrill	A$20	A$10,000	A$20	Up to 24 hours
NETELLER	A$20	A$10,000	A$20	Up to 24 hours
Apple Pay	A$20	A$5,000	N/A	Instant (deposit only)
Google Pay	A$20	A$5,000	N/A	Instant (deposit only)
Paysafecard	A$20	A$1,000	N/A	Instant (deposit only)
Bank Transfer	A$50	A$20,000	A$50	3–7 business days
Bitcoin (BTC)	A$20	No set limit	A$20	10–60 minutes
Ethereum (ETH)	A$20	No set limit	A$20	10–30 minutes

A few things worth noting. Apple Pay and Google Pay are deposit-only at this stage, so you'll need a different method to cash out. Paysafecard is the same deal. If you're planning to withdraw, stick with Skrill, NETELLER, bank transfer, or crypto from the start — it keeps things simpler.

Crypto Deposits and Withdrawals at Spinit

Crypto is genuinely one of the better ways to move money at Spinit if you're an Australian player. There's no bank blocking your transaction, no waiting days for a card to clear, and your financial details stay private. It's not for everyone, but if you're already holding BTC or ETH, it's worth knowing how it works here.

Supported Cryptocurrencies

Crypto Deposits and Withdrawals at Spinit

Spinit currently accepts Bitcoin (BTC) and Ethereum (ETH). That covers the two most widely used coins, which is fine for most players. Altcoins aren't supported at this stage, so if you're holding something like Litecoin or USDT, you'd need to convert first through an exchange like CoinSpot or Swyftx.

How Crypto Deposits Work

Head to the cashier and select Bitcoin or Ethereum as your deposit method.
Spinit will generate a unique wallet address for your transaction.
Send the amount from your personal crypto wallet or exchange account to that address.
Wait for network confirmations — typically 1–3 confirmations for BTC, which takes around 10 to 60 minutes depending on network congestion. ETH is usually faster, often under 30 minutes.
Once confirmed, funds appear in your Spinit balance automatically.

Crypto Withdrawals

Withdrawing crypto works the same way in reverse. You enter your personal wallet address in the cashier, request the amount, and Spinit processes it from their end. Once the transaction hits the blockchain, it's done. No bank can reverse it and no third party is sitting in the middle.

One thing to double-check: always copy-paste your wallet address rather than typing it manually. A single wrong character means your funds go nowhere — and that's not recoverable. Also make sure you're sending BTC to a BTC address and ETH to an ETH address. Mixing networks is a common mistake that causes real headaches.

Network Fees

Spinit doesn't charge its own fees on crypto transactions, but the blockchain network itself will apply a small miner fee. This varies based on network traffic at the time. It's usually a few dollars' worth at most, but during busy periods on the Bitcoin network it can be higher. ETH gas fees fluctuate too, so check current rates before you transact if you're moving a smaller amount.

E-Wallets and Local Payment Options for Aussie Players

For most Australian players at Spinit, e-wallets are the sweet spot. They're fast on both deposits and withdrawals, they add a layer of separation between your bank and the casino, and they're widely accepted. Here's what you need to know about each option.

Skrill

E-Wallets and Local Payment Options for Aussie Players

Skrill is probably the most popular e-wallet choice among online casino players in Australia. Deposits hit your Spinit account instantly, and withdrawals are processed within 24 hours once Spinit approves them. You'll need a verified Skrill account to use it, which means providing ID to Skrill directly — but once that's done, it's smooth sailing. One thing to watch: if you deposit with Skrill, you may be excluded from certain welcome bonus offers. Check the bonus terms before you fund your account.

NETELLER

NETELLER works in much the same way as Skrill. Same speed, same convenience, same caveat about bonus eligibility. Some players hold accounts with both and switch between them depending on what's on offer. It's a bit extra to manage but gives you flexibility.

Apple Pay and Google Pay

Both are available for deposits and work brilliantly on mobile — which makes sense given how many Aussies play on their phones. Tap, authenticate with Face ID or your fingerprint, done. The catch is that neither can be used for withdrawals right now. So if you deposit with Apple Pay or Google Pay, you'll need to set up a separate withdrawal method before you cash out.

Paysafecard

Paysafecard is a prepaid voucher system. You buy a voucher at a newsagent or petrol station, enter the 16-digit PIN in the cashier, and your deposit goes through. No bank account, no card details, no digital trail. It's a solid option if privacy is your main concern. Like Apple Pay and Google Pay, it's deposit-only.

Bank Transfer

Bank transfer is the slowest option on the list — 3 to 7 business days each way — but it supports the highest deposit limits, which makes it useful for players moving larger amounts. If you're not in a rush and want to shift a significant sum, it works fine. Just don't use it if you need funds available quickly.

KYC Verification: What to Expect Before Your First Withdrawal

KYC stands for Know Your Customer. It's a standard identity verification process that virtually every legitimate online casino runs, and Spinit is no different. The goal is to confirm you are who you say you are, that you're over 18, and that your payment method belongs to you. It's not optional, and trying to skip it will just delay your withdrawal.

The good news is that you only need to go through the full process once. After that, future withdrawals are much quicker.

What Documents You'll Need

Proof of identity: a current Australian passport, driver's licence, or government-issued photo ID.
Proof of address: a utility bill, bank statement, or official letter dated within the last 3 months showing your name and residential address.
Proof of payment method: a photo of your card (front only, with the middle 8 digits covered), a screenshot of your e-wallet account, or a crypto wallet confirmation depending on what you used to deposit.

How to Submit Your Documents

You can usually upload documents directly through your Spinit account settings or send them via email to the support team. Scan quality matters here — blurry photos or cut-off edges will get rejected and slow everything down. Take the photo in good lighting, make sure all four corners of the document are visible, and save it as a JPG or PDF before uploading.

How Long Does It Take?

Verification typically takes 24 to 72 hours once you've submitted everything correctly. If there's a problem with a document, support will contact you to request a replacement. The whole process can stretch out if you go back and forth a few times, so it's worth getting it right the first time.

A practical tip: don't wait until you want to withdraw to start KYC. Submit your documents shortly after you create your account, while you're still in the early stages. That way, when you do hit a win and want to cash out, there's no hold-up.

Withdrawal Holds

Even after KYC is complete, Spinit may hold a withdrawal for a short internal review period before releasing funds. This is normal. It's not a sign something's wrong. If your withdrawal has been pending for more than 48 hours after KYC is approved, reach out to live chat for an update.

Common Payment Issues and How to Fix Them

Payment problems are frustrating, especially when you're trying to deposit before a big session or cash out a win. Most issues have straightforward fixes. Here's a rundown of what commonly goes wrong and what to do about it.

Deposit Declined by Your Bank

This is the most common issue for Australian players using credit or debit cards. Australian banks sometimes flag transactions to offshore gambling sites and decline them automatically. It's not Spinit's fault — it's your bank's policy. A few things you can try:

Call your bank and ask them to allow the transaction. Some will do this over the phone.
Switch to an e-wallet like Skrill or NETELLER. These process gambling transactions more reliably because the payment goes to the e-wallet company, not directly to a casino.
Use crypto. Bitcoin and Ethereum bypass banks entirely, so there's nothing to block.

Withdrawal Taking Longer Than Expected

If your withdrawal is sitting in 'pending' status for more than 48 hours, first check whether your KYC documents have been verified. That's the most common hold-up. If verification is complete and the withdrawal is still stuck, contact live chat with your transaction ID and ask for a status update. Don't cancel and resubmit unless support specifically tells you to — that just resets the clock.

Crypto Deposit Not Showing Up

If you've sent crypto and it's not appearing in your Spinit balance, check the transaction on a blockchain explorer (Blockchain.com for BTC, Etherscan for ETH) using your transaction hash. If the transaction is confirmed on the blockchain but still not showing in Spinit, contact support with the transaction hash and they can trace it from their end.

Wrong Wallet Address

Sent crypto to the wrong address? Unfortunately, blockchain transactions are irreversible. There's no way to recover funds sent to an incorrect address. This is why copy-pasting addresses is so important. Always double-check the first and last four characters of the address before confirming any crypto send.

Account Locked During Withdrawal

If your account gets flagged or temporarily locked while a withdrawal is pending, don't panic. Contact support via live chat or email and explain the situation. Accounts are sometimes reviewed as a routine security check, particularly for larger withdrawals or first-time cashouts. Cooperate with any requests for additional documentation and the issue is usually resolved within a day or two.

What if I deposited with one method but want to withdraw to a different one?

Spinit, like most online casinos, requires you to withdraw back to the same method you used to deposit, up to the amount you deposited. This is an anti-money-laundering requirement. If you deposited A$200 by card and want to withdraw A$500, the first A$200 goes back to your card and the remaining A$300 can go to an alternative method. Contact support to set this up if the cashier doesn't handle it automatically.

FAQ

What's the fastest way to withdraw money from Spinit in Australia?

E-wallets like Skrill and NETELLER are the quickest withdrawal option, with funds typically arriving within 24 hours of Spinit processing your request. Crypto (BTC or ETH) is similarly fast once the transaction hits the blockchain. Cards and bank transfers take significantly longer — anywhere from 3 to 7 business days — so if speed matters, set up an e-wallet or crypto wallet before you start playing.

Can I use Apple Pay to deposit and withdraw at Spinit?

You can use Apple Pay to make deposits at Spinit, and it works really well on mobile. But it's not available for withdrawals at this stage. If you fund your account with Apple Pay, you'll need to have a separate withdrawal method set up — like Skrill, NETELLER, or a bank transfer. It's worth sorting this out before you need to cash out rather than scrambling for it afterwards.

How long does KYC verification take at Spinit?

Once you've submitted all the required documents (photo ID, proof of address, and proof of payment method), verification usually takes between 24 and 72 hours. If your documents are clear and complete, it tends to be on the quicker end of that range. The best move is to submit everything shortly after you create your account rather than waiting until your first withdrawal request — that way there's no delay when you actually want to cash out.

Why is my card deposit being declined at Spinit?

Australian banks sometimes block transactions to offshore gambling sites automatically. It's a bank-side restriction, not a problem with Spinit. You can try calling your bank to authorise the transaction, but the simpler fix is usually to switch payment methods. E-wallets like Skrill and NETELLER process gambling transactions more reliably, and crypto bypasses banks entirely. Many Australian players find one of those two options works better long-term anyway.

Are there any fees for deposits or withdrawals at Spinit?

Spinit doesn't charge its own fees on deposits or withdrawals. That said, your payment provider might. E-wallet services like Skrill and NETELLER can apply currency conversion fees if your account is in a different currency. Crypto transactions carry network fees (miner fees) set by the blockchain, not by Spinit. And your bank may charge international transaction fees on card payments. It's worth checking your provider's fee schedule so there are no surprises.

Payments at Spinit Casino